Looking for cheap car insurance in America but don’t know where to start. Fret not because, in this post, we’re sharing a total of 100 best car insurance companies to get your new car insured in the USA. Car insurance helps cover the lawsuit in an accident and supports legal fees and formalities associated with courts. Additionally, the primary use of vehicle insurance is that it covers the repairing fees caused by vehicle damage in an accident.
Suppose you cause a car accident and are at fault. In that case, the auto liability coverage required by your car insurance policy helps pay for covered losses, such as the other party’s medical costs and damage to their vehicle or other property. Accidents can happen at any time and in any location. When it comes to automobile accidents, one’s insurance coverage comes to mind. In most places, having automobile insurance is compulsory by law.
What are the top 5 car insurance companies in US?
Before we dive into the list of the top 100 car insurance companies in the United States, here are the top five of them. If you’re not sure about how “car insurance work in the USA or what to do to get cheap car insurance without any confusing formalities, you can go with these five best car insurance companies in the USA.
1. State Farm
State Farm is a popular American insurance firm that offers many insurance plans, including car insurance, rental insurance, health insurance, and much more. The company mainly operates in the United States, with its corporate HQ in Bloomington, Illinois.
The company has one of the best car insurance quotes and offers car insurance plans to fit any budget. On the company’s website, you can cheap car insurance for teens and professional car insurance for US residences.
With State Farm, you get many options, and you can save up to $500 and more with ‘State Farm’ car insurance. The company also allows you to customize your coverage by state and region in the USA.
State Farm: best car insurance in USA features
- Save up to $500 and more
- Certified managers who work 24/7 for your car insurance
- Best plans for vehicle insurance
- 16.73% market share in vehicle insurance in the USA
Government Employees Insurance Company, often abbreviated for GEICO, is a private insurance company for auto insurance. The company has a long history of providing the best auto insurance in the USA, and it continues to offer its services to US-based customers.
The company has an HQ in Chevy Chase, Maryland, and several customer service centers throughout the USA. According to the company, GEICO is the second-largest auto insurance firm in the United States, just after State Farm.
In GEICO’s car insurance, you can get quotes for everything that has tires on it. Be it a truck, SUV, sports cars, two-wheelers, or custom classics, GEICO offers the best car insurance quotes for your vehicles in the USA.
GEICO: best car insurance in USA features
- Affordable car insurance with outstanding customer service.
- New customers report average annual savings of over $500
- 97% customer satisfaction rating
3. Progressive Corporation
Progressive Corporation is another top contender for auto insurance in the United States. Just after State Farm and GEICO, Progressive Corporation is the third-largest auto insurance company in the United States. Founder by Jack Green and Joseph M. Lewis in 1937, Progressive Corporation has a history of excellence in auto insurance and customer service.
Progressive Corporation offers hybrid plans to keep your car insured for cheap. The company has its HQ in Mayfield Village, Ohio. It also runs several customer care centers throughout the United States and provides phone/internet service. There are multiple plans to choose from, and you get the perfect car insurance quote for your vehicle in a couple of minutes.
Progressive Corporation also offers accessible claim services and supports you in knowing about the insurance world. You can save up to $700 or more with annual car insurance with Progressive Corporation.
Progressive Corporation: best car insurance in USA features
- 18 million+ happy customer
- 24/7 customer service across the USA
- Hybrid plans for every budget
United Services Automobile Association, shortened for “USAA,” is an American vehicle insurance firm that offers comprehensive insurance plans for Americans. USAA is listed as the Fortune 500 company with its HQ in San Antonio, USA.
It offers a lot more than your standard auto insurance and even features award-winning services for other types of insurance in the USA. You can save hundreds of dollars by opting for car insurance with USAA. There are a lot of perks and benefits to choosing USAA. Since it is one of the leading car insurance companies in the USA, you can expect exceptional membership benefits and discounts like no other.
You can save up to $725 on your annual car insurance plans by joining as a member. You can also enjoy discounts and personalized programs for your vehicles, including cars, bikes, trucks, water vehicles, and more.
USAA: best car insurance in USA features
- Get straightforward claims with the USAA website and mobile app
- Competitive rates for the best experience
- One of the cheapest car insurance companies in the USA
Allstate is one of the largest car insurance companies in the USA. The company was founded in 1931 as a part of Sears, Roebuck, and Co. Allstate has been around for a long time. It continued to stay relevant dispute many other companies have taken over the number 1 spot for the leading car insurance companies in the USA.
Allstate offers on and off-road vehicle insurances. It covers all the basic requirements for the standard car insurance formalities and offers personalized plans through qualified agents. The company also has Drivewise, which provides savings for driver behaviors.
The company also offers other types of insurance, including home insurance, renter insurance, term life insurance, condo insurance, and much more. You can find more services on the Allstate website and learn more about car insurance via its agents.
Allstate: best car insurance in USA features
- Wide range of products and plans
- Local agents available throughout the USA
- Allstate Drivewise offers rewards for safe driving and receiving personalized driving insights.
List of top 100 car insurance companies in the USA
Since we’ve listed the top five auto insurance companies in the USA, you might want to check out more car insurance firms that fit your budgets and is available in your area. Below is the list of car insurance companies in the USA that offers cheap and comprehensive car insurance services in USA.
Top 100 car insurance companies in the USA
|No.||Auto Insurance company||Available in the USA|
|1||21st Century Insurance||✓|
|3||New York Central Mutual||✓|
|46||Bear River Mutual||✓|
|58||Cincinnati Insurance Company||✓|
|71||Maryland Automobile Insurance Fund||✓|
|85||CSAA Insurance Exchange||✓|
|87||Auto Club Insurance Association||✓|
|89||Universal Insurance Holdings Inc.||✓|
|96||Citizens Property Insurance Corp.||✓|
|98||Michigan Farm Bureau||✓|
|100||American Family Insurance||✓|
Masterson, L. (2022, ). The 50 Largest Auto Insurance Companies. [Weblog]. Retrieved 5 March 2022, from https://www.forbes.com/advisor/car-insurance/largest-auto-insurance-companies/
Deventer , C. (2022, ). List of car insurance companies. [Weblog]. Retrieved 5 March 2022, from https://www.bankrate.com/insurance/car/carriers/